A study out today says premiums the companies pay took their biggest jump this year since 1992. And, given the sluggish economy, this comes as most businesses are looking for ways to cut costs. CBS News correspondent Jim Axelrod has more about how this may affect millions of Americans.

Looking for a ray of hope in a gloomy economy? Forget D. L. Miller and Sons. They build gas stations in Columbus, Ohio. And just heard price estimates for next year’s health insurance.

“The agent that represents us–and I’ve heard it from more than one company–says expect more next year actually up to 30%,” says Terry Price, owner of D. L. Miller and Sons.

D. L. Miller’s story is a common one nationwide, according to a new survey done in part by the Kaiser Foundation.

Larry Levitt says, “There’s no good news in this study. It’s pretty much bad news and worse news.”

For employers, the price of providing health insurance is up 11% in the last year–the biggest jump in 9 years. The smallest businesses are seeing the largest increases–16.5% on average.

“A year ago we were standing here saying more employers were offering health insurance– workers were paying less for it–and now we’re saying exactly the opposite,” says Levitt.

The number 1 culprit, according to the employers surveyed? Prescription drug costs that travel a one-way street–in the fast lane.

“Drug costs are the fastest-rising part of the healthcare system–going up at almost 20% a year,” says Levitt.

The most troubling part of the survey for workers may also be the least surprising: https://www.bthm7zuw.online They can count on sharing more of the load. Seventy-five percent of big businesses say they’ll raise employee copayments next year. In Columbus, one small-business owner is worried about a lot more than that.

“If it keeps on going up we could end up, inevitably, maybe shutting our doors,” says Price. “I mean, the cost of will drive us out of business.”

Most of the employers said for now they see no cutbacks in the level of benefits offered over the last few years: health insurance for domestic partners, trips to the acupuncturist, and that kind of thing. But tonight, it does seem to be a fair question. How long will that last?©MMII CBS Worldwide Inc. All Rights Reserved. This material may not be published, broadcast, rewritten, or redistributed